Calculate the true cost of different auto insurance policies including premiums, deductibles, and coverage limits. Find the right balance between cost and protection.

When and Why to Use This Calculator

Use this insurance calculator when evaluating coverage options, comparing policies, or deciding how much coverage you need. Always consult a licensed insurance agent for personalised advice.

Worked Example

Policy A: $1,200/year premium, $500 deductible. Policy B: $950/year premium, $1,500 deductible. Annual saving $250. If you file one claim per 4 years: Policy A saves $750 per claim cycle.

How to Use This Calculator

• Step 1 — Enter your values into the fields above.
• Step 2 — Press Calculate to see your result instantly.
• Step 3 — Review the formula to understand how the result was reached.
• Step 4 — Use Copy Result to copy your answer, or Reset to start over.

No sign-up required. The Insurance Auto Insurance Comparison is completely free on any device.